Products

Dental and Vision Plan

This plan covers dental work and pays $150 every two years for eye exam and/or eyewear.
I love it because there is no deductible and also because eventually it pays 90% for all benefits.  Most plans only pay 50% or 60% for crowns, bridges, root canals, dentures, etc.  If you’re not looking for protection from large bills, then you might be better off without dental insurance.  But if you’ve had root canals or bridges, you know exactly how expensive it can be. Get Quote..

Accident Plans (AME Accident Medical Expense)

These are not major medical insurance plans.  They are plans that pay a certain amount of medical expenses resulting from an injury.  Whether it was a brave act of heroism, a sports injury or just a clumsy mistake, there is no need to be ashamed or to kill your month’s budget.
Get Quote on Individual Plans..
Get Quote on Family Plans..

Term Life Insurance

Do you have people whose needs are met by your income?  If you died tomorrow, would they be provided for?  How many years would they need to be provided for?  Term life is handy because typically after 10, 15, 20 years, your current dependents will be out of the house and will not have such huge needs.  I’ve been asked, why would I want term life – when the time period is up, I don’t have it anymore.  My response is, your family was protected the whole 20 years, and now they don’t need it. Get Quote..

Travel Insurance

Need Travel Insurance? Get Quote..

Caleb Simpson – Your Agent